Join solicitor Heledd Wyn, a legal expert in future planning and member of the Association of Lifetime Lawyers , as she demystifies the intricate world of care home fees and care fee funding. In this insightful video, Heledd provides practical advice and essential information to help you make informed decisions about care options for yourself or your loved ones.
What You’ll Learn
The Basics of Care Funding in England:
Health Care vs. Social Care: Understand the difference between NHS-funded health care (free at the point of delivery) and means-tested social care.
Thresholds for Means Testing: Learn about the financial thresholds (£23,250 and £14,250) that determine eligibility for local authority support.
Care at Home:
Financial Assessments: Discover how assets are evaluated when care is provided at home.
Attendance Allowance: Find out how to apply for this non-means-tested benefit to assist with care costs.
Residential and Nursing Homes:
Understanding the Costs: Get insights into the typical fees for care homes and why they vary.
Local Authority Funding: Learn why some care homes may not accept local authority rates and what that means for you.
NHS Continuing Healthcare Funding: Explore the eligibility criteria for this funding and why it can be challenging to obtain.
Care Home Contracts:
Key Contract Terms: Identify important clauses in care home contracts, including fee increases and termination conditions.
Signing as an Attorney: Understand the importance of signing contracts in your capacity as an attorney to avoid personal liability.
Legal Rights and Protections:
Occupancy Rights: Learn about the limited legal rights of care home residents compared to tenants.
Avoiding Common Pitfalls: Hear about real-life examples where lack of proper advice led to financial loss.
The Importance of Professional Advice:
Legal and Financial Guidance: Recognise the value of seeking independent advice to navigate care funding effectively.
Case Studies: Benefit from Heledd’s experiences in helping clients secure funding and reduce care costs.
Why This Matters
Planning for care home fees is not just about managing expenses—it’s about ensuring quality of life and peace of mind. By watching this video, you’ll gain the knowledge to:
Make Informed Decisions: Understand your options and the implications of different funding routes.
Protect Your Assets: Learn how to structure finances appropriately to minimise unnecessary costs.
Secure the Right Care: Ensure that you or your loved ones receive the care that meets your needs and preferences.