Reviewed by: Dr Jackie Gray, Public Health Expert and Retired GP
(Carents Trusted Reviewer Programme – Last reviewed December 2025)
What we cover in this article
- Talk to the energy supplier early to avoid things getting worse
- What to do when you cannot top up a prepayment meter
- Charities and trusts that can help with energy costs and energy debt
- Winter Fuel Payment
- Cold Weather Payment
- Warm Home Discount
- Help from your local council if you cannot afford essentials
- Practical steps to keep an older person warm at home
- Campaigning for safer, warmer and more affordable homes
- How to talk to your parent about energy bills without causing conflict
- Energy scams to watch out for
- Frequently Asked Questions
Help with rising energy bills when you are caring for someone
Energy costs keep climbing and many carers are trying to keep two homes warm on one stretched budget. If you are finding it hard to pay bills or keep the person you support warm, you are not alone. There is real help available, even if you feel unsure where to start.
This guide walks you through the support that is actually useful and how to get it.
Talk to the energy supplier early to avoid things getting worse
If your parent or the person you support is behind on bills, or cannot top up their meter, contact their supplier as soon as possible using the details on their bill or statement.
Every supplier runs different support schemes. Some offer grants, some give emergency credit and some refer people to charities.
Two organisations, Charis and Auriga, run schemes for several energy companies. Their websites list what you may be able to apply for.
What to do when you cannot top up a prepayment meter
If the person you support uses a top-up meter and the balance is close to zero, things can unravel quickly. The supplier should offer emergency credit, but it is not always clear how to get it or what happens next. Start by checking the meter itself. Most meters have an “emergency credit” button or screen. Use it immediately. It will not solve everything, but it will buy you time.
If the emergency credit has already run out, call the supplier and explain the situation. Tell them you are caring for someone who may be at risk if the heating cuts off. Many suppliers have safeguarding policies that allow extra support once they know a vulnerable person is involved. Ask about discretionary credit, repayment plans and whether their hardship fund is open.
If your parent refuses to make the call themselves, let the supplier know you are their carer and ask how to provide consent. You do not need to feel bad for asking. Keeping someone warm is not optional.
Charities and trusts that can help with energy costs and energy debt
Below are some of the main organisations offering practical help. Many carers find it easier to start here than with the supplier alone.
Citizens Advice
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Free, confidential advice on energy, benefits and debt
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Phone: 0808 223 1133, Monday to Friday 9am to 5pm
Fuel Bank Foundation
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Emergency support for households with top-up meters
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Vouchers available through councils, food banks, suppliers or their helpline
HEAT Home Energy Advice Team (Wise Group)
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Free advice on bills, energy efficiency and financial support
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Practical help from trained advisers
Green Doctor
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Support with fuel debt, cold or damp homes, energy use
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Home visits to identify problems and reduce isolation
National Energy Action
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Helps households who struggle to heat their homes
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Advice on safe heating, meter reading and reducing costs
Home Heating Hub
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Free expert advice on energy upgrades and reducing energy costs
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Available in selected locations
National Debtline
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Support with rent, mortgage arrears, court action and budgeting
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Phone: 0808 808 4000, Monday to Friday 9am to 8pm
Winter Fuel Payment, Cold Weather Payment and Warm Home Discount explained
Several government benefits are available to assist with energy costs:
Winter Fuel Payment
If you were born before 23 September 1958 you may get £200 or £300 to help with heating costs in winter 2024 to 2025. You must live in England, Wales or Northern Ireland and get one of the following:
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Pension Credit
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Universal Credit
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Income-related ESA
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Income-based JSA
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Income Support
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Child Tax Credit
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Working Tax Credit
You also need to have been getting a benefit during 16 to 22 September 2024.
Cold Weather Payment
If you get certain benefits and the temperature in your area drops to zero degrees Celsius or below for seven days in a row, you may get £25 for each cold spell. This runs from 1 November 2025 to 31 March 2026.
Warm Home Discount
A one-off £150 discount on electricity bills if you get Pension Credit or you are on a low income with high energy costs.
Help from your local council if you cannot afford essentials
Your local council may offer help with energy, water, food or clothing through the Household Support Fund. This is for people who are struggling to cover basics. You do not have to be receiving benefits to apply.
Each council runs its own scheme so the rules and amounts vary.
Practical steps to keep an older person warm at home
Even with grants and discounts, many older people still sit in cold homes because they worry about using the heating. Small changes can make a big difference. Start by checking the basics, such as whether radiators are switched on and whether the thermostat is set to a safe temperature. Many carers discover issues like blocked vents, broken timers or heating that was switched off by accident.
Layered clothing helps more than one thick jumper, especially for someone who sits still for long periods. Heated throws can be cheaper to run than heating a whole room. If damp or draughts are a problem, ask the council or your local charity about free draft proofing. Encourage the person you support to heat the rooms they spend the most time in, rather than the whole house. A warm living space is better than a cold home with the heating turned off.
Campaigning for safer, warmer and more affordable homes
Fuel Poverty Action is a national group pushing for lower bills and safer homes. They also produce videos and education material that many carers find helpful when trying to understand the system.
How to talk to your parent about energy bills without causing conflict
Conversations about money and heating can quickly turn tense. Many older adults feel embarrassed or defensive, especially if they see rising bills as a personal failure. Start by focusing on safety, not money. For example, “I just want to make sure your home stays warm enough for your health” is easier to hear than “Your bills are too high.”
Offer to make phone calls together, or write down the questions they want answered before speaking to the supplier. If your parent lives alone, remind them they do not have to manage everything themselves. Suggest joining the Priority Services Register, which flags them as someone who may need extra support. If they worry about scams, agree a simple rule such as “no decisions on the phone” so they can hang up safely without feeling rude. Clear, steady conversations usually work better than pushing hard.
Energy scams to watch out for
Scammers often pretend to be from your energy supplier, Ofgem or the Energy Saving Trust. They may pressure you to hand over bank details or personal information.
Be cautious with:
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Unsolicited texts or emails
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Phone calls asking you to “confirm your details”
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Offers that sound too good to be true
Frequently Asked Questions
WHAT OUR CARENTS SAY
Reviewed by Dr Jackie Gray, December 2025
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